Not quite - private insurance. Wait until all the Florida voters figure out that means the next hurricane is their problem, and their problem alone. About 1 in 5 properties in Florida no longer have insurance, because companies have been dropping coverage.
5 Likes
Ezra Klien is doing some absolutely sterling work trying to understand what is really happening with MAGA. He has argued that underneath the claims of wanting small government, the wing of conservatism driving MAGA is really interested in government control. I donât think that really surprises many people, but he raised the interesting question of if that is true, why are they being such arsonists. His perspective was they understand they simply donât have the expertise in their movement to staff these agencies and direct them towards the outcomes they want. In the absence of that the only option left to them to prevent âliberalsâ using these agencies to advance liberal agendas is to destroy them. That acknowledges that some, even lots, of this will cause damage. But in this theory damage is better than liberals being able to use government to advance its goals.
2 Likes
We have a state run insurer of last resort called Citizens. It provides the bare level of coverage needed for the mortgage lienholder to be satisfied, but it provides limited coverage and even more so for things like hurricanes that are considered add ons to a regular policy. There was an analysis done I think 2 seasons ago that the number of people who had been pushed onto Citizens was such that a big hurricane going through an area like south florida - where it is relatively densely populated with more expensive property values - would potentially bankrupt not just Citizens but the State itself.
Since then Citizens has been unenrolling people en masse to get their liabilities under control, but lots of these people cannot find alternatives. That has not changed the financial reality of the same hurricane landing with the same damage, it has just potentially shifted who owns the liabilities of it.
4 Likes
If you add up those covered under Citizens and those not covered at all, the exposure to the next big hurricane must be enormous. A large hurricane could create a sub-prime effect, where it makes more sense for homeowners to simply walk away from the property and leave it to the banks.
3 Likes
Of course, I remember him rambling on about it now. 
Hard to wish anyone any harm etc. but considering they voted for this. So be it. Could make interesting viewing afterwards.
2 Likes
This is quite a coup for U of T, because he is taking a significant pay cut to leave Yale even with the Munk endowment. His grandfather fled Berlin in 1939
3 Likes
He could have been a useful as an âinsider viewâ if the risk of them going after him didnt exist.
A former colleague of mine is a fairly senior lawyer within the FDA. She posted to linkedin yesterday a story of her working in her car to satisfy the return to the office requirements in an office complex that only has the capacity to staff about 30% of the people who are now showing up - FDA supported remote work long before COVID and has never had the capacity on site to deal with the big increase in employment they experienced in the 90s after introducing what are called user fees. The feed was 50% âOMG how can you work that wayâ and 50% âyou fucking slacker. Your work isnt important anyway and weâd be better off if you and people like you stopped just taking from the government.â
This was LinkedIn, not even twitter or facebook
5 Likes
Thatâs actually mind-blowing if itâs true.
I think a lot of the seemingly absurd shit the right does and says makes a lot more sense if you stop for a moment and imagine what the world would look like to someone who actually believed the grievances aired by the right are real.
I think most of assume they are playing at being that stupid. But I think a lot of the time their actions make a lot more sense if you take them at their word about how they think the world works.
This is the episode where that idea came from
5 Likes
Edit
3 Likes
This is amazing. This is from Foxâs National Security expert who has been benched by the network for their coverage of this scandal. The take home - she agrees with Hegsethâs position that these are not war plans. She agrees. She says they are far more sensitive and dangerous when fallen in to the wrong hands than mere âwar plansâ
4 Likes
Even before the world cup we have the club world cup. At least one of the people shipped off to El Salvador was renditioned because he was hispanic and had a Real Madrid tattoo on his arm.
Real fans beware. If you thought the Parisian police treated liverpool fans poorly in 2022 you have seen nothing yet
6 Likes
and dammit, it wasnât even Ramos.
5 Likes
1 Like
She wrote an op ed criticizing the universityâs response to the treatment of Palestinians FFS. Rubio refers to this as tearing up the campus. The official statement from the DHS is that it was âbehavior that provides support for Hamasâ
5 Likes
4 Likes