mind stop at Smoo Cave!
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The ultimate retirement I guess… Uproar over advertising campaign.!
Insurance company is actually called… Dead Happy…!
Unbelievable eh
Feels like I’m too young to get this…
Retirement or Dr Shipman?
p.s.
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Bach died 9 years before Händel.
I think you’re talking about this guy, a charlatan eye surgeon that treated both of them?
Fucking hell, my source wasn’t very accurate to say the least, or maybe it’s my memory going down the drain… 
I’ll bin my previous post. Although this one was a horrible c°~t too as it seems!
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Vindication!
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I’m getting closer to considering retirement.
Although essentially I’ve considered myself to be semi retired for 25 years now, due to only working 6 months a year, a couple of enforced periods of extra time off have given me a taster for doing less.
Not been anywhere near as sensible with my earnings as I should have been, but we decided some time ago to do the whole inheritance thing in reverse.
Helped our lad get through 6 years of further education so he started his working life without a penny of debt.
He’s been told when we go, he gets a house and nothing much more.
I don’t see myself going from full time to zero, will probably taper down to 3 or 4 offshore trips a year.
I play golf minimum 4 times a week when home, and can only see than increasing when I retire, so boredom wont be an issue.
We’ll definitely look to cancel Amazon when retired though, far to easy to buy stuff that’s not “really” needed.
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Apart from food, water, clothing and shelter nothing is “really” needed.
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Far too simplistic.
For many, alcohol or drugs, gas and electric are “really” needed, and for many others clothes are not
Agreed.
My 81 year old next door neighbour considers it annoyingly trendy to turn on her central heating in January when just a pair of pyjamas and a blanket could keep her sufficiently warm.
I’ll be working til I’m 70. no sign of retirement in sight. have friends who will be retired with pension in early 50’s.
I somehow feel like I would like to stop working… I don’t dislike my job and some parts and people can be quite fun but ultimately, I’d like to to stop before I’m “old”.
I’ll be 50 this year, I have been in full employment since completing my first degree (age 22) and I really don’t want to be working keep the current pace (and definitely not in full time) 5-7 years down the road. I’ve seen too many people stop when they are too old and the path before them is one of being imprisoned by limitations of age… mental and/or physical.
I don’t want to see the world, it is the same everywhere, but I do want to be free of the “race” and have time for the sake of it.
Will I have enough money - well, can you ever have enough?
The plan is to basically sprint for the next 3-4 years, see what is left in the tank and then draw the finishing line…
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Depends upon your expectations.
You can’t retire until your mortgage is paid - that’s the most important thing. Once that’s out of the way, you’ll require money for bills.
After that, it depends upon the lifestyle you want to lead in retirement. You say that you’re not that fussed about travel, which is excellent, but you’re still going to need income to do other things.
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A small house near on the Med and ~15-20k/year for ~20 years.
—> Bills and food…
Moved to the South of France last year (Toulouse) and the aim will be to stay - the pain of getting all the documents together and learning the language (still on going) is too painful to do again in another country!
Hello neighbour. 
(Don’t sweat the language mate , learn enough to get by , and in really tricky situation you can always resort to the translation apps on your phone. 
not to put my nose in too far the post…but… how did it all go?
also, not that itll help the budget, but volunteer work is meant to be extremely rewarding
im a few decades behind you and thankfully really enjoy work, i dont think ill ever truely ‘retire’ in the sense that i have nothing to do…
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Give it time.